Include blocksMintedPenalty in effectiveBlocksMinted. This will be zero until the algo runs, so doesn't need a feature trigger.

src/main/java/org/qortal/block/Block.java

@@ -1523,7 +1523,7 @@ public class Block {
 			accountData.setBlocksMinted(accountData.getBlocksMinted() + 1);
 			LOGGER.trace(() -> String.format("Block minter %s up to %d minted block%s", accountData.getAddress(), accountData.getBlocksMinted(), (accountData.getBlocksMinted() != 1 ? "s" : "")));
 
-			final int effectiveBlocksMinted = accountData.getBlocksMinted() + accountData.getBlocksMintedAdjustment();
+			final int effectiveBlocksMinted = accountData.getBlocksMinted() + accountData.getBlocksMintedAdjustment() + accountData.getBlocksMintedPenalty();
 
 			for (int newLevel = maximumLevel; newLevel >= 0; --newLevel)
 				if (effectiveBlocksMinted >= cumulativeBlocksByLevel.get(newLevel)) {
@@ -1824,7 +1824,7 @@ public class Block {
 			accountData.setBlocksMinted(accountData.getBlocksMinted() - 1);
 			LOGGER.trace(() -> String.format("Block minter %s down to %d minted block%s", accountData.getAddress(), accountData.getBlocksMinted(), (accountData.getBlocksMinted() != 1 ? "s" : "")));
 
-			final int effectiveBlocksMinted = accountData.getBlocksMinted() + accountData.getBlocksMintedAdjustment();
+			final int effectiveBlocksMinted = accountData.getBlocksMinted() + accountData.getBlocksMintedAdjustment() + accountData.getBlocksMintedPenalty();
 
 			for (int newLevel = maximumLevel; newLevel >= 0; --newLevel)
 				if (effectiveBlocksMinted >= cumulativeBlocksByLevel.get(newLevel)) {